Bank Statement Loans
Self-Employed?
Get Pre-Qualified
Without Tax Returns
Bank statement loans let you qualify using 12–24 months of deposits instead of W-2s or tax returns. Your write-offs shouldn't block your loan.
Tired of being told your write-offs disqualify you? You're profitable — your tax return just doesn't show it.
Your tax return doesn't reflect your real income. Banks see deductions — we see your actual deposits.
Traditional lenders keep rejecting you. Bank statement programs exist specifically for business owners like you.
What self-employed borrowers say
★★★★★
"I've been self-employed for 8 years and every bank turned me away because of my write-offs. Altqual used my bank deposits instead — closed in 28 days."
★★★★★
"My accountant does a great job keeping my taxable income low — which meant no mortgage. Bobby found me a bank statement program that looked at my real income."
Check If You Qualify — Free
60 seconds · No credit check · No commitment
Which loan programs interest you?
Bank statement is pre-selected. Add others if you'd like.
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DSCR
Investment property
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Bank Stmt
Self-employed
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1099
Contractor
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P&L
Business P&L
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Asset-Based
Liquid assets
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Not Sure
Help me decide
Tell us about the property
A few quick details so we can match you to the right program.
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Purchase
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Refinance
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Cash-Out Refi
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Single Family
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Multi-Family (2–4)
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Condo / Townhome
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Investment Property
Tell us about your situation
This helps match you to the right bank statement program.
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Excellent (760+)
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Good (700–759)
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Fair (660–699)
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Below Avg (620–659)
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Below 620
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Not Sure
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2+ Years
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1–2 Years
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Under 1 Year
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W-2 + Self-Employed
Almost there — how can we reach you?
Bobby will personally review your scenario within 24 hours.
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You're Pre-Qualified!
Bobby will personally review your bank statement scenario.
Expect a call within 24 hours. Check your inbox for a confirmation.
NMLS #10296 · CA DRE #02002539
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